# Staff Software Engineer, Backend (Fraud Decisioning)  at Affirm

> Lead cross-functional fraud-decisioning projects and build the backend tools and systems that catch fraud.

- Company: Affirm (affirm.com)
- Location: Remote US (remote)
- Places: Remote, United States
- Posted: 2026-10-09
- Level: Staff
- Team: Fraud Decisioning
- Work mode: Remote
- Apply: https://job-boards.greenhouse.io/affirm/jobs/7995359003
- Page: https://ye.saranatour.dev/jobs/staff-software-engineer-backend-fraud-decisioning-affirm-kn7d68ryn1rfvv5wga5zg6erax8hcw6v

## The posting

Staff Software Engineer, Backend (Fraud Decisioning) 
Affirm · Remote US

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm, Inc. proudly includes Affirm, PayBright, and Returnly.

We are looking for a Staff Engineer to lead projects and initiatives on the Fraud Decisioning team. You’ll be responsible for building tools and systems that empower Affirm fraud fighting capabilities, work with cross-functional teams to adopt and monitor those and use analytics and data driven decisions to further improve the performance and quality of fraud deciders. Our mission is to drive growth while protecting Affirm, buyers, and merchants. We achieve this by leveraging data to evaluate risk at critical points in the user journey, adapting to the ever-changing fraud landscape, and by introducing new fraud-fighting capabilities..

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### **What You’ll Do**

- Work across the org to plan and execute large, cross-functional initiatives, including: project definition, technical specification, task break-down, delivery, monitoring, and maintenance.
- Generate simple and elegant designs that are easily deployed and debugged, but anticipate the unhappy path. Write high-quality code that can be easily understood and leveraged by others.
- Review others’ work and provide constructive feedback in order to maintain high and consistent quality standards across teams.
- Lead and mentor engineers to help them succeed and grow. Provide the right context to engineers and train them to take ownership of their respective pieces of the initiative.
- Effectively incorporate needs and opinions from stakeholders, advocate for ideas and initiatives, and create a common understanding where all voices are heard.
- Conduct technical and soft skill evaluations to inform and influence the hiring decisions. Develop and review the technical content and requirements of the interview process.

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### **What We Look For**

- 6-10+ years of experience as a software engineer with leadership responsibilities and experience mentoring junior engineers
- Prior experience architecting, building, launching, coding and maintaining complex systems
- Passion for working with cross-functional teams including Product, ML,Analytics and Business teams
- A technical leader and team builder who can mentor the team in software development best practices
- Expert at synthesizing complex business, product, and technical requirements to consistently produce high quality system designs and software
- A system architect who can see the big picture and envision how business and product requirements can be broken up into system modules or components

DOT NOT DELETE OR FILL OUT THE INFORMATION BELOW:
USA Pacific base pay range (CA, WA, NY, NJ, CT): $X - $X
\[DELETE IF NOT APPLICABLE TO ROLE\] USA Sapphire base pay range (all other U.S. states): $X - $X
\[DELETE IF NOT APPLICABLE TO ROLE\] USA Navy base pay range (all other U.S. states): $X - $X
The above for non-commission based roles or the below for commission based…
USA Pacific OTE (CA, WA, NY, NJ, CT): $X - $X
USA Sapphire OTE (all other U.S. states): $X - $X
\[ONLY KEEP THIS IF WE DO NOT SPONSOR THE ROLE\] Please note that visa sponsorship is not a