# Senior Credit Analyst (AU Mortgage Experience) at D2B

> Analyze and structure residential mortgage applications, then submit them to lenders end-to-end, anticipating credit outcomes.

- Company: D2B
- Location: Metro Manila, Metro Manila, Philippines (remote)
- Places: Metro Manila, Remote, Philippines
- Posted: 2026-10-22
- Level: Senior
- Team: Credit
- Work mode: Remote
- Type: Full-time
- Pay: PHP 90,000 - 120,000
- Apply: https://apply.workable.com/d2b-1/j/D48A61A8A7/
- Page: https://ye.saranatour.dev/jobs/senior-credit-analyst-au-mortgage-experience-d2b-kn7366gakqh3edjzkd275d73958hc9ey

## The posting

Senior Credit Analyst (AU Mortgage Experience)
D2B · Metro Manila, Metro Manila, Philippines

**Position**: Senior Credit Analyst

**Salary**: PHP 90,000 - 120,000

**Working Hours & Conditions** Aligned with Australian hours; full-time (remote)

**Holidays**: AU Holidays

**ABOUT THE COMPANY**:

The client is a forward-thinking financial services and mortgage brokerage firm headquartered in Newcastle, New South Wales. Operating with a mission to modernize the lending landscape, the company specializes in providing strategic debt solutions for first-home buyers, seasoned investors, and small business owners across Australia. By leveraging a network of over 60 lenders, they deliver highly personalized expertise in residential mortgages, commercial finance, and asset lending, positioning themselves as a fresh alternative to traditional banking institutions.

**OVERVIEW**:

You are responsible for structuring, assessing, and submitting loan applications across a wide range of residential lending scenarios. This is not a data-entry role—you are expected to think like a broker and anticipate credit outcomes before submission.

You will work across multiple lenders (including proprietary products), handling deals end-to-end from fact find through to submission and credit support.

**RESPONSIBILITIES**:

- Analyze borrower scenarios (PAYG, self-employed, complex structures)
- Structure deals across:
- Prepare and submit loan applications via **Connective**
- Complete and manage **MIRs (More Information Requests)**
- Review supporting documents for completeness and credit strength
- Identify risks and propose alternative structures before submission
- Liaise with lenders, BDMs, and internal stakeholders
- Maintain accurate notes and pipeline in **Mercury CRM**

**Requirements**

**QUALIFICATIONS**:

- 4+ years in Australian mortgage broking / credit analysis
- Strong experience with:
- Hands-on experience with:
- Solid understanding of lender policies and servicing

**WHAT THE CLIENT IS ACTUALLY LOOKING FOR**:

- You don’t wait for instructions—you identify issues before they happen
- You can structure deals, not just process them
- You reduce back-and-forth with lenders by getting it right upfront

**PREFERRED SKILLS (nice to have)**:

- SMSF lending exposure
- Experience with non-bank / specialist lenders