Aspire Software is looking for a Risk & Underwriting Analyst to join our team in Lebanon.

Here is a little window into our company: Aspire Software operates and manages wholly owned software companies, providing mission-critical solutions across multiple verticals. By implementing industry best practices, Aspire delivers a time sensitive integration process, and the operation of a decentralized model has allowed it to become a hub for creating rapid growth by reinvesting in its portfolio.

Role Overview

We are looking for a Risk & Underwriting Analyst to sit inside our Risk & Underwriting team and take real ownership of the work that keeps merchants out of trouble. You will own the chargeback function end to end. That is the anchor of the job — but it is not the whole job, and we are not hiring a chargeback analyst who might one day help with other things. Underwriting is the second half of this role, not a stretch goal: you will work the underwriting and boarding pipeline with the Lead from day one, and we expect you to be carrying real weight on it. Alongside both, you will keep eyes on risk and transaction monitoring, and you will be the person who notices when a pattern stops looking normal. Around all of that, you will spend a good part of your week talking to people: Support, Operations, Finance, Partnerships, Product — and, just as often, merchants and partners directly.

This is a role with a lot of surface area and very little sitting still. Priorities move, deadlines belong to the card networks rather than to us, and the interesting problems rarely arrive labelled. If that sounds like your kind of day, keep reading.

What you'll own Chargebacks & disputes — your function

• Own the chargeback lifecycle end to end: intake from the networks, merchant notification, evidence gathering, representment, pre-arbitration and arbitration decisions.
• Build and defend the case. Assemble compelling evidence, write representments that actually win, and know when a dispute is worth fighting versus when accepting it is the commercially smarter call.
• Manage the chargebacks inbox and dispute queues to SLA — network deadlines are not negotiable and neither are ours.
• Coach merchants and partners: explain reason codes in plain language, tell them what evidence you need and why, and help the repeat offenders fix the root cause rather than re-fighting the same dispute every month.
• Track and report the numbers that matter — chargeback ratios, win rates, ageing, loss exposure, top reason codes, worst-performing MIDs — and flag accounts drifting toward network monitoring programmes before they get there.
• Improve the machinery. Templates, macros, portal workflows, evidence checklists, automation, knowledge- base articles: leave the function better organised than you found it.

Underwriting & merchant boarding — the other half of the job

• Work the underwriting cycle with the Lead and carry your own share of the file: application review, KYC/KYB and document verification, business model and website review, sanctions and adverse media checks.
• Assess risk on new and existing merchants — industry, ownership, processing history, delivery model, refund and chargeback exposure — and put forward a reasoned recommendation on approval, limits, reserves and conditions. Your view is expected to be part of the decision, not a summary of somebody else’