# Parabroker/ Credit Analyst (End-to-End) - 082 at D2B

- Company: D2B
- Location: Philippines (remote)
- Places: Remote, Philippines
- Posted: 2026-02-15
- Apply: https://apply.workable.com/d2b-1/j/8462F086D0/
- Page: https://ye.saranatour.dev/jobs/parabroker-credit-analyst-end-to-end-082-d2b-kn7a5a5eype3xxsnkkma3j4q498hdtr2

## The posting

Parabroker/ Credit Analyst (End-to-End) - 082
D2B · Philippines

**Job Title: Parabroker/ Credit Analyst (End-to-End)**

**Salary: PHP 80,000 to PHP 110,000**

**Working Hours: Mondays to Fridays; 8:30 AM to 5:30 PM Brisbane Time**

**Holidays: TBD**

**Role Overview:**

We are seeking an experienced Credit Analyst / Parabroker to manage loan files end-to-end from broker handover to settlement.

This is a fully autonomous role supporting one broker. You will drive files forward, manage timelines, analyse income (PAYG and self-employed), assess credit and liabilities, select lenders, coordinate valuations, and ensure compliance, all without micromanagement.

Strong attention to detail, critical thinking, and proactive file management are essential.

**Duties and Responsibilities:**

**End-to-End File Management**

- Drive loan files from broker handover through document collection, analysis, submission, settlement, and post-settlement
- Conduct living expense analysis
- Analyse PAYG income including payslips, salary credits, and salary sacrifice arrangements
- Analyse self-employed income (full doc assessment)
- Pull and assess credit files
- Identify liabilities from Fact Find, credit file, and bank statements
- Conduct lender research, policy checks, and product recommendations
- Complete detailed diary notes for internal records and submission

**Loan Submission & Processing**

- Prepare and package loan applications in Broker Engine
- Order valuations and manage through to completion
- Manage pricing requests
- Liaise with XSource regarding MIRs and loan documents
- Action returned MIRs and documents within expected timeframes
- Track and manage lender conditions

**Compliance & Documentation Standards**

- Ensure strict compliance with lender policies and internal procedures
- Rename and file all documents according to required naming conventions (no exceptions)
- Save documents in correct folders immediately upon receipt
- Edit all email templates and forms to ensure accuracy before sending
- Ensure specialised documents are collected for complex scenarios (e.g., separation agreements, guarantor documents, bridging requirements)
- Modify document requests to reflect actual deal circumstances (e.g., single applicant vs joint)

**Settlement & Timeline Management**

- Track finance and settlement dates independently using Broker Engine and/or calendar tools
- Follow up lenders, solicitors, and conveyancers
- Ensure no file remains inactive beyond three days without valid reason
- Escalate issues early and proactively

**Requirements**

**Must Haves:**

- **At least 3 years of experience as a Credit Analyst or Parabroker (end-to-end processing required)**
- **Strong understanding of the 5 C’s of Credit and lender credit policy**
- **Experience analysing PAYG and self-employed income**
- **Proficiency in CRM systems and Microsoft Office**
- **Experience using Broker Engine (highly regarded)**
- **Experience with Quickli and lender servicing calculators**
- **Experience pulling and analysing credit files**
- Knowledge of lender servicing calculators and broker portals
- Experience ordering valuations and managing settlements
- Strong attention to detail and organisational skills
- Excellent written and verbal English communication skills
- Ability to work autonomously and drive files without micromanagement

**Nice to Have:**

- Prior banking experience
- Experience working with AFG
- Strong lender policy and scenario knowledge