# Backend Engineer, Payments & Risk at Stripe

> Build and maintain APIs and large-scale systems that handle billions of money movement requests.

- Company: Stripe (stripe.com)
- Location: Toronto, Canada
- Places: Toronto, Canada
- Posted: 2026-10-07
- Team: Payments and Risk
- Work mode: Hybrid
- Apply: https://stripe.com/jobs/search?gh_jid=8260985
- Page: https://ye.saranatour.dev/jobs/backend-engineer-payments-risk-stripe-kn74dczwewezabswxf2ry8tbvd8hdgzp

## The posting

Backend Engineer, Payments & Risk
Stripe · Toronto, Canada

## **Who we are**

### **About Stripe**

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

### **About the Organization**

**Payments and Risk**_Sub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk_

The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability.

**Team Matching:** exact team matching for one of the subteams will begin during final stages._Please note we may also consider you for different orgs based on your experience, location, etc._More information on our team matching process can be found [here](https://docs.google.com/document/d/1zvJkO2c7GzukHG-_oqc5wbOLajpuh5FjbmZPcZPU1o0/edit?tab=t.0#heading=h.ahb3b6nrktv1).

## **What you’ll do**

We’re looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams – from Infrastructure to Product – at Stripe to deliver innovative solutions that address evolving user needs.

### **Responsibilities**

- Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests
- Debug and solve critical production issues across services and multiple levels of the stack
- Mentor engineers to help them grow
- Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes
- Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues

## **Who you are**

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

### **Minimum requirements**

- 2-12+ years of industry software engineering experience (does not include internships nor includes co-ops)
- Strong coding skills in any programming language _(we understand new languages can be learned on the job so our interview process is language agnostic)_
- Strong collaboration skills, can work across workstreams within your team and contr